Nuri / Investor briefing / July 2026

01 The thesis

The self-custodial money layer for people and AI agents.

Nuri combines a self-custodial wallet, replaceable regulated financial rails and live agentic-money infrastructure in one global product.

02 Founder leverage

A founder who has built this market before.

Emin is a hands-on technical founder who has built Bitcoin, Ethereum and wallet infrastructure since 2013. Today, he leads Nuri’s senior five-person team.

  • Built consumer products that reached hundreds of thousands of people and automation products used by thousands of businesses
  • Helped build æternity, which reached a €1.5 billion valuation
  • Former CPO of Börse Stuttgart Digital Exchange, responsible for BSDEX

Category signal

Natural’s $30M Series A validates the category. Nuri has already built most of the practical stack.

Natural announced a $30M Series A on 20 July 2026 to build payments for AI agents.

Approximately 80% of the practical agentic-money stack is already operational at Nuri, built largely by Emin using AI agents. This is a practical product-surface estimate, not a feature-for-feature audit.

Built with a senior five-person team—not a large organization.

03 The four advantages

Easy for people. Programmable for agents. Independent by design.

01

Easy onboarding

Passkeys create a secure wallet in seconds. The live voice agent can guide onboarding and support conversationally.

02

Independent of any one bank

The self-custodial wallet is the durable customer relationship. IBAN, card, ACH and other regulated services are replaceable rails behind it.

03

A human and agent wallet market

Nuri targets 1% of an estimated 500 million-wallet opportunity: five million active human and AI-agent wallets within five years.

04

Built with agents, for agents

Approximately 80% of the practical agentic-money stack is operational. Agents can onboard, move money, remit, swap and support users through live services.

04 Funding plan

We are raising to scale. Not to build.

The funding supports the existing five-person senior team, AI infrastructure and usage credits.

Next: A milestone-driven institutional scaling round after active-wallet growth, transaction volume and revenue are proven.

05 Five-year vision

One percent of the market creates a €600 million revenue case.

Nuri becomes the global self-custodial money layer for people and AI agents—making onboarding, holding, exchanging, transferring and automating money as easy as using software, across borders and without dependence on a single bank.

Market

500M wallets 1% target share

Nuri in year five

5M active wallets €30B annual volume

Revenue model

€500 monthly volume 2% take rate = €600M

Management objective: Five-year management objective, not current traction or a guarantee. €600M is projected annual revenue before operating costs, based on €30B annual transaction volume and a 2% take rate.

06 Already live

Real financial actions, exposed to people and agents.

Each endpoint completed an MCP initialize and tools-list check on 2026-07-22. The count is current evidence, not a roadmap total.

Live MCP

Nuri Connect

Passkey wallet, signing and wallet connection

18 callable tools Inspect MCP

Live MCP

Banking

Wirex account, IBAN, ACH and card capabilities

51 callable tools Inspect MCP

Live MCP

Monerium

Additional IBAN and regulated euro rails

27 callable tools Inspect MCP

Live MCP

Nuri Remit

ClickPesa mobile-money remittance

5 callable tools Inspect MCP

Live MCP

SwapKit

Swaps and on/off-ramps across providers

23 callable tools Inspect MCP

Voice agent / live

Support and onboarding can be conversational.

Live for support, onboarding and conversational financial flows.

Solver / live

Nuri also supplies liquidity to the market.

Live intent-based swap solver and liquidity service for the broader market. Open solver.nuri.com.

07 Structural advantage

The customer owns the wallet. Nuri can change the rails.

A bank or card provider is a module, not the product.

Durable identity

Passkey + wallet

The customer relationship survives provider changes.

Orchestration

Nuri + agents

One intent can be fulfilled across several financial services.

Replaceable rails

Wirex + Monerium + more

Redundant IBAN, ACH, card and regulated euro providers.

Open liquidity

SwapKit + Solver + Remit

Crypto, fiat and mobile money routed to the required outcome.

08 Close

The opportunity is to fund acceleration—not invention.

Nuri has the wallet, the rails and the agents. The round funds focused execution with the existing senior team.