---
title: "Nuri — the self-custodial money layer for people and AI agents"
type: investor-briefing
audience: "SM Capital"
updated: 2026-07-22
canonical: https://nuri.com/invest
---

# Nuri — the self-custodial money layer for people and AI agents

Nuri combines a self-custodial wallet, replaceable regulated financial rails and live agentic-money infrastructure in one global product.

## Who is Emin?

Emin is a hands-on technical founder who has built Bitcoin, Ethereum and wallet infrastructure since 2013. Today, he leads Nuri’s senior five-person team.

- Built consumer products that reached hundreds of thousands of people and automation products used by thousands of businesses
- Helped build æternity, which reached a €1.5 billion valuation
- Former CPO of Börse Stuttgart Digital Exchange, responsible for BSDEX

## Why now?

Natural’s $30M Series A validates the category. Nuri has already built most of the practical stack.

Natural announced a $30M Series A on 20 July 2026 to build payments for AI agents.

Approximately 80% of the practical agentic-money stack is already operational at Nuri, built largely by Emin using AI agents. This is a practical product-surface estimate, not a feature-for-feature audit.

## 01 — Easy onboarding

Passkeys create a secure wallet in seconds. The live voice agent can guide onboarding and support conversationally.

## 02 — Independent of any one bank

The self-custodial wallet is the durable customer relationship. IBAN, card, ACH and other regulated services are replaceable rails behind it.

## 03 — A human and agent wallet market

Nuri targets 1% of an estimated 500 million-wallet opportunity: five million active human and AI-agent wallets within five years.

## 04 — Built with agents, for agents

Approximately 80% of the practical agentic-money stack is operational. Agents can onboard, move money, remit, swap and support users through live services.

## Already live

- [Nuri Connect](https://connect.nuri.com/mcp) — Passkey wallet, signing and wallet connection; 18 callable tools
- [Banking](https://banking.nuri.com/mcp) — Wirex account, IBAN, ACH and card capabilities; 51 callable tools
- [Monerium](https://monerium.nuri.com/mcp) — Additional IBAN and regulated euro rails; 27 callable tools
- [Nuri Remit](https://remit.nuri.com/mcp) — ClickPesa mobile-money remittance; 5 callable tools
- [SwapKit](https://swapkit.nuri.com/mcp) — Swaps and on/off-ramps across providers; 23 callable tools

- Voice agent — Live for support, onboarding and conversational financial flows
- [Nuri Solver](https://solver.nuri.com) — Live intent-based swap solver and liquidity service for the broader market

Verified 2026-07-22: 124 callable tools across 5 MCP services.

## Funding plan

- Runway: 12 months
- Team: Existing five-person senior team
- Infrastructure: AI infrastructure and usage credits
- Next round: A milestone-driven institutional scaling round after active-wallet growth, transaction volume and revenue are proven

- Existing five-person senior team
- AI infrastructure and usage credits

## Five-year management case

- Addressable opportunity: 500M new human and agent wallets
- Target share: 1%
- Active wallets: 5M
- Monthly transaction volume per wallet: €500
- Annual transaction volume: €30B
- Revenue take rate: 2%
- Annual revenue: €600M

Nuri becomes the global self-custodial money layer for people and AI agents—making onboarding, holding, exchanging, transferring and automating money as easy as using software, across borders and without dependence on a single bank.

Five-year management objective, not current traction or a guarantee. €600M is projected annual revenue before operating costs, based on €30B annual transaction volume and a 2% take rate.

## Sources

- [Natural — $30M Series A announcement](https://www.natural.com/blog/natural-series-a)
- [Nuri live consumer product](https://nuri.com/)